Our Reinstatement Cost Assessments provide you with an accurate appraisal of the cost of reinstating your commercial premises and its contents, for the purpose of acquiring commercial property insurance.

When and why you need a reinstatement cost assessment

As a commercial property owner, it’s integral that your building and its contents are accurately insured to their present-day reinstatement value, to ensure you are financially protected should the premises be damaged by flood, fire, or other event.

RICS guidelines recommend that a Reinstatement Cost Assessment be carried out every three years, but if your premises has undergone improvement works since your last assessment, you risk leaving your property under-insured if you don’t have its value reassessed.

By contrast, over-insuring your property exposes you to excessive premiums, of which you receive no commercial benefit. Instructing a Reinstatement Cost Assessment by a qualified RICS assessor, therefore, offers you the means to negotiate your commercial property insurance to a level that satisfies and safeguards your commercial interests.

Key features of our Reinstatement Cost Assessments:

  • An in-person, on-site inspection from one of our in-house Reinstatement Cost Assessors, conducted in accordance with RICS best practice guidelines.
  • A building schedule and schedule of contents, with reinstatement values backed-up by office-based investigations using BCIS published data and industry databases.
  • A comprehensive breakdown of reinstatement costs that includes professional fees, demolition, and authority fees, to give an accurate figure for estimated losses.

Why choose GJS Dillon for your Reinstatement Cost Assessment?


Our Reinstatement Cost Assessment team, headed up by Associate Director of Commercial Building Surveying, Rob Cant, is fully regulated by the Royal Institute of Chartered Surveyors (RICS) and all GJS Dillon Directors are RICS Registered Valuers.

A Trusted Partner

We are the proud holder of a number of independent industry awards and accreditations, and our many positive customer testimonials attest to the high-quality service provided to our clients by our team.

Read about our recent reinstatement cost assessment in Bromsgrove here.

Ongoing Support

In addition to Reinstatement Cost Assessments, our commercial property experts can assist you with other aspects of commercial property ownership, such as Schedule of Conditions Reports, Buildings Surveys, and Planned Preventative Maintenance.

Talk to the team

To discuss your property’s requirements for a Reinstatement Cost Assessment with a RICS Accredited commercial building surveyor, please contact our team using the details below.

The team provides commercial building surveying services for property owners in Worcestershire and the wider West Midlands area. These include building surveys, schedules of conditions, dilapidations surveys as well as advising on commercial property fit outs and planned preventative maintenance programmes.

Services Included

Building surveys

Schedules of condition and dilapidations reports

Planned maintenance schedules

Advice on new office/warehouse fit out

Advice on possible refurbishment schemes

Costings for commercial development

Project management

What Our Clients Say...

Cox Mahon

We instructed GJS Dillon to prepare a reinstatement cost assessment for building insurance purposes. We were delighted with the quality of the report which was issued in a timely manner and the personable approach given to the instruction by Mike Sutton, their Director of Building Surveying.

Brocks Holdings Limited

We were very impressed with Mike’s commerciality and experience, always keeping his observations in the context of our requirements.

The report itself was clear and concise and concentrated on those significant issues which may affect our interest in the building post acquisition. All in all, very impressive from start to finish.

Case Studies

Reinstatement Cost Assessment for Building Insurance purposes

  • Cox Mahon
  • The Tudor House, New Road, Bromsgrove
On behalf of our client, GJS Dillon undertook an inspection of The Tudor House, 1-3 New Road, Bromsgrove for the purposes of assessing its reinstatement cost for building insurance purposes.
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Pre-acquisition building survey for investment purposes

  • Brocks Holdings Limited
  • Grade II listed, circa 1830 with later additions and alterations
The property is located in Worcester City Centre, directly north of Worcester High Street. The surrounding area of Foregate Street and The Tything are, in the main, occupied by professional...
Learn more

Talk to our Reinstatement Cost Assessments team

Rob Cant

Associate Director of Building & Project Consultancy

Karen Coles

Practice Manager

Mike Sutton

Consultant Building Surveyor

Read more about our team